Member Benefits

Select a Benefit for More Information


All members in good standing are insured.

Accidental Death benefit is 24 hour coverage — business or pleasure. This benefit pays when a member dies from a covered accidental bodily injury that is independent of all other causes. 
Benefit: $2,500.

Line of Duty benefit is defined as a "covered activity" and will pay in addition to the Accidental Death benefit when a member is killed while performing law enforcement duties. 
Benefit: $2,500.

Felonious Assault benefit is paid in addition to the Accidental Death and Line of Duty Benefits when a member’s loss of life results from use of force equivalent to a felony under the jurisdiction in which the accident occurred. 
Benefit: $2,500.

Seat Belt benefit pays in addition to other applicable benefits if a member is killed as a result of an automobile accident while properly utilizing a seat belt, as evidenced by a police report.  
Benefit: $2,500.

Occupant Protection Device benefit pays in addition to other applicable benefits if a member is killed as a result of an automobile accident while protected by a properly deployed air bag. This benefit is only paid if the Seat Belt benefit is payable. 
Benefit: $2,500.

Common Carrier benefit is paid in addition to the Accidental Death Benefit if a member is killed while riding on a qualifying land, air, or water transportation. 
Benefit: $2,500.

Heart and Circulatory Malfunction benefit pays in addition to other applicable benefits if a member suffers a covered loss of life due to a heart or circulatory malfunction within 48 hours after participation in an emergency activity. The member must not have been diagnosed or received any treatment for any heart or circulatory system disease or illness within two years prior to the covered activity. 
Benefit: $2,500.

Additional Benefits are paid when a member is involved in an accident that directly results in one of the following losses:

  • Loss of Speech:  $1,250
  • Loss of Hearing (both ears):  $1,250
  • Reattachment of Hand or Foot:  $1,250
  • Loss of hands or feet:  $2,500
  • Loss of hand or foot:  $1,250
  • Loss Thumb and Index Finger of Same Hand:  $625
  • Loss of sight, both eyes:  $2,500
  • Loss of sight, one eye:  $1,250
  • Quadriplegia:  $2,500
  • Paraplegia:  $1,875
  • Hemiplegia:  $1,250
  • Uniplegia:  $625

For more information or to discuss your benefit, please contact Cipolla and Chubb at 800-733-5131.


The Arlington Law Group has partnered with the Fraternal Order of Police Lodge #1 to provide an exclusive Member Benefit program to Active, Associate and Honorary Members of the Lodge.

Lodge members are entitled to a ten percent (10%) discount off of all of Arlington Law Group's legal fees and packages. Their office is conveniently located in Arlington between the Rosslyn and Courthouse Metro stations, and our attorneys are licensed to practice in Virginia, the District of Columbia and Maryland. Go to the Arlington Law Group web site to find out more information and set up an initial consultation.


>> Secure financial growth. On your terms.

BankMobile is the largest technology-enabled bank in the U.S. in terms of number of consumer checking accounts, and its popularity is growing. The new approach to banking has a mission to make banking affordable, effortless and financially empowering. BankMobile was launched in January 2015 with the aim of offering a banking experience all through, including those excluded from traditional financial services, a smartphone or tablet device.

FOP DC Lodge #1 is pleased to offer a benefit to our members through our partnership with BankMobile which is donating up to $5 per new eligible account to the Fraternal Order of Police.

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Take advantage of great rental discounts with Avis! For special reservations, visit Avis online or call (800) 331-1212 and mention your AWD# S034700. Save additional money with money saving coupons from MSTA Membership Department. Enroll in Avis Preferred Express program using the AWD# and save the $50.00 on yearly enrollment fee.


Get Started With Your Delta Dental Plan

Ready to get started? Get the most value from your plan and make the most of our online resources by creating a free, secure Online Services account. Register now to review the specific details of your plan and more:

  • Find a network dentist near you;
  • Select your network dentist (DeltaCare® USA enrollees only);
  • Check your benefits and eligibility;
  • View or print your ID card (Please note: An ID card is not needed to receive services); and
  • Go paperless by signing up to receive email notifications when a dental benefit statement is available online and discontinue your mailed statements.

Get started using your plan and learn more about your Fraternal Order of Police benefits from Delta Dental by going to Note: you do not need to go through the Lodge or your labor committee to take advantage of this benefit. You can contact Delta Dental directly through the link provided and when prompted provide your Lodge membership information.

Delta Dental

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Equity Prime Mortgage

Thinking About Homeownership or Refinancing? Enjoy this member benefit from a community supporter!

Police Officers, Firefighters, Corrections Officers, and First Responders are the backbone of our local communities. To thank you for your work in our communities we would love the opportunity to serve and help you in your journey to homeownership. We will provide you with unsurpassed service while we guide you through the mortgage process from start to finish.

Special Offerings include:

  • $0 Application Fee
  • Pro Bono Credit Counseling
  • $0 Pre-payment penalty
  • $500 credit upon closing to be used towards appraisal
  • $100 contributed to respective foundation upon closing
  • Member benefit available to family and friends too!

Log on to get started today!

Stephen Edenbaum
VP of Business Development
NMLS #54685
(609) 472-1217 (Cell)
This email address is being protected from spambots. You need JavaScript enabled to view it.

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Galls ( is proud to partner with the Fraternal Order of Police to offer 10% discount on all purchases by Lodge members. The discount will be taken as you work your way through the check-out process. Contact Galls by phone at 866-673-7643 or use their web site's live chat if you have any questions about the discount.


Griffin Worldwide Travel is proud of its partnership with the Fraternal Order of Police, Jerrard F. Young Lodge #1. Griffin Worldwide Travel offers Lodge members travel advice and bookings, in addition to excellent personal service, special discounts, and unique travel opportunities and experiences. The Lodge itself will also benefit from a portion of the proceeds.

From cruises to resorts, European trips or a family vacation to Orlando, they are able to assist you in maximizing your enjoyment and lowering your stress as well as your costs. They understand when your plans are altered at the last minute because your leave was canceled due to an unplanned event. They are able to accommodate you every step of the way, from initial planning, to the day you depart for your trip, until the time you get back home. Griffin Worldwide Travel is there to help with any emergency that life throws your way, and their support and assistance is always just a phone call away.

The Griffin Family is extremely proud of their three generations of law enforcement, as well as three generations of military service. As a law enforcement family, the Griffins understand the hardships and unique challenges that face officers as they attempt to plan family vacations.

For more information or to book your next adventure contact us at 703-957-8020 or email at This email address is being protected from spambots. You need JavaScript enabled to view it..

VSP: Vision Care Insurance

Because vision care is better when it costs less.

If you’re not currently eligible for vision benefits, VSP® Individual Vision Plans provide affordable, comprehensive coverage you can buy on your own. With VSP, you'll enjoy personalized care from the nation's largest network of independent doctors and a wide selection of eyewear to fit your style and budget — all at low out-of-pocket costs. Enroll at


  • SAVINGS: You'll get the lowest out-of-pocket cost in vision care. You'll see savings on frames, lenses, contacts, eye exams, and more. Typical annual savings are over $200 with the Standard Plan.
  • DOCTOR NETWORK: You'll find convenient locations with doctors that meet our high standards. VSP has the largest independent doctor network in the country.
  • SELECTION: Whether you're looking for classic styles or trendy frames, you'll find the perfect pair for your style and budget. Just choose from the hundreds of options available through your vision plan.
  • SIMPLICITY: Getting started is fast and easy. You can enroll online in minutes and start using your benefits within just five business days.
  • FOCUS ON YOU: With us, your wellness comes first. As the only national not-for-profit vision insurance company, we put our members first so you can trust you're getting the best care. It's no wonder 95% of our members are satisfied with VSP.

Note: you do not need to go through the Lodge or your labor committee to take advantage of this benefit. You can contact VSP directly at

VSP: Vision Care Insurance